ASWB Clinical Practice Exam 2025 – Complete Study Resource

The correct answer highlights the ethical implications surrounding the termination of services, particularly considering the potential risk the client may pose to themselves. In situations where a client is at risk of self-harm or exhibits behaviors indicative of suicidal ideation, social workers are bound by ethical standards to prioritize client safety. Therefore, abrupt termination of services without assessing for danger is seen as unethical, as it might leave the client without necessary support during a vulnerable time.

When a social worker fails to adequately address the risk of harm and proceeds with termination solely on the basis of unpaid fees, they're neglecting their duty of care. Ethical practice necessitates ongoing engagement with clients who may be at risk, including providing them with resources or referrals, until their safety and well-being can be assured. This does not diminish the importance of addressing nonpayment, but rather underscores the necessity of doing so within the context of the client’s overall mental health stability.

The other options might suggest that termination could be ethical under certain conditions, but they fail to consider the critical responsibility of ensuring client safety, which is paramount in social work ethics.